Tim Moore www.tim-moore.net

INSURANCE and FINANCIAL SERVICES

Welcome to our Web site - an information resource designed to help you learn more about personal finance.
Click around and you'll find a variety of financial tools.
There are financial calculators that can help you get a clearer picture of where you are, and where you're headed. There is a research library and newsletter articles on wide range of financial topics. You can even drop us a line to request a quote for an insurance or investment product. And check back often, because we're constantly adding new material.

If you have a specific question or want more information, click on contact us, drop us an e-mail message at timothy.moore@ingfp.com, or call us at 301-663-1477. We're ready to help you.

Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

More Calculators →

Newsletters

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

HOT TOPIC: Understanding the Three New U.S. Trade Agreements

Congress recently approved trade agreements with South Korea, Columbia, and Panama. They are the first U.S. trade agreements in four years. This article examines the pros and cons of the agreements and how they may stimulate the U.S. economy.

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

More Newsletters →